Sunday, March 05, 2006

"Credit card debt is easy as 1, 2, 3…"

Review: Use Cash to Buy It! by Karolina Linares

"Credit card debt is easy as 1, 2, 3…"

It's true. And as many are finding out--usually when it's too late--not only are they in debt but, because of the interest, the amount owed exceeds their initial purchases by much, much more.

But what are they to do when they suddenly wake up and realize they are in debt and need to find a way to pay it off? What steps should they take to lift the monthly burden of paying someone else and begin living again? How can they start to end the vicious cycle of owing before it gets any worse?

That's what this book if for. "Use Cash to Buy It!" by author Karolina V. Linares is a straightforward, practical get-out-of-debt guide written by someone who has not only been there and done that when it comes to getting into debt but by using the techniques explained in the text has successfully freed herself from the chains of debt.

A program designed for "people who fit the averages," "Use Cash to Buy It!" helps take the reader through understanding how easily credit card debt can happen, how much they really owe, how self-responsibility is the key to recovery, and most importantly gives them hope that they too can pull themselves up and out of credit card debt.

By covering topics such as No More Excuses, Changing Actions, Changing Thoughts, Cutting Expenses, Giftgiving, Shopping, and of course, Having Fun, the author Karolina V. Linares helps debt sufferers realize that breaking the credit card habit takes more than just knowing that they owe.

A quick read, in the right hands this work can be a benefit to those readers who (desperate for a realistic solution to their credit card debts) want to learn how to address and solve the problem using a simple, straightforward method that has been proven by the author to work.

Good job, Karolina!

(c)2006 Dehanna Bailee

"Use Cash to Buy It!"
by Karolina Linares
ISBN 0977683109
93 pp. $19.95

Contests for 2006!!

Hello folks,

Just thought I would pass along some information about a few upcoming contests you might want to check out:


TOM HOWARD/JOHN H. REID SHORT STORY CONTEST
Postmark deadline: March 31

More information: http://www.winningwriters.com/tomstory

Now in its 14th year. Prizes of $1,000, $600 and $400 will be awarded, plus four High Distinction awards of $250 each. The top entry will be published in a triennial anthology. Other entries may also be published. Submit any type of short story, essay or other work of prose, up to 5,000 words. You may submit work that has been published or won prizes elsewhere, as long as you own the anthology and online publication rights. $12 entry fee, payable to Winning Writers. Judges: J.H. Reid, D.C. Konrad. Submit online or mail to Winning Writers, Attn: Tom Howard Short Story Contest, 351 Pleasant Street, PMB 222, Northampton, MA 01060. Winning Writers is one of the "101 Best Web Sites for Writers" (Writer's Digest, 2005).


WERGLE FLOMP HUMOR POETRY CONTEST - NO FEE
Online submission deadline: April 1

Submit one poem online at http://www.winningwriters.com/wergle

Now in its 5th year. Prizes of $1,190, $169, $60 and 5 honorable mentions of $38 each. No fee to enter. A humor contest with a special twist. Sponsored by Winning Writers, one of the "101 Best Web Sites for Writers" (Writer's Digest, 2005). Judge: Jendi Reiter.


WAR POETRY CONTEST
Postmark deadline: May 31

More information: http://www.winningwriters.com/war

Now in its 5th year. Prizes of $1,500, $500, $250 and 10 honorable mentions of $75 each. Submit 1-3 original, unpublished poems on the theme of war, up to 500 lines in all. $12 entry fee, payable to Winning Writers. Judge: Jendi Reiter. Submit online or mail to Winning Writers, Attn: War Poetry Contest, 351 Pleasant Street, PMB 222, Northampton, MA 01060. Winning Writers is one of the "101 Best Web Sites for Writers" (Writer's Digest, 2005).


MARGARET REID POETRY CONTEST FOR TRADITIONAL VERSE
Postmark deadline: June 30

More information: http://www.winningwriters.com/margaret

$3,500 in prizes, including a top prize of $1,000. Winning entries will be published. Submit poems in traditional verse forms, such as sonnets and haiku. You may submit work that has been published or won prizes elsewhere, as long as you own the anthology and online publication rights. Entry fee is $6 for every 25 lines, payable to Winning Writers. Judges: J.H. Reid, D.C. Konrad. Submit online or mail to Winning Writers, Attn: Margaret Reid Poetry Contest, 351 Pleasant Street, PMB 222, Northampton, MA 01060. Winning Writers is one of the "101 Best Web Sites for Writers" (Writer's Digest, 2005).


TOM HOWARD/JOHN H. REID POETRY CONTEST
Postmark deadline: September 30

More information: http://www.winningwriters.com/tompoetry

$3,500 in prizes, including a top prize of $1,000. Winning entries will be published. Submit poems in any style or genre. You may submit work that has been published or won prizes elsewhere, as long as you own the anthology and online publication rights. Entry fee is $6 for every 25 lines, payable to Winning Writers. Judges: J.H. Reid, D.C. Konrad. Submit online or mail to Winning Writers, Attn: Tom Howard Poetry Contest, 351 Pleasant Street, PMB 222, Northampton, MA 01060. Winning Writers is one of the "101 Best Web Sites for Writers" (Writer's Digest, 2005).